Washington Mutual Bites The Dust. Will The Financial Crisis Lead To An Increase In P2P Lending?

Today the government seized Washington Mutual.
Most the company is being sold for $2 billion to JPMorgan Chase, which also bought Bear Stearns after it bit the dust in March.
What put them over the edge was the volume of people pulling out their money from WaMu banks on speculation they would never see their money ever again. FDIC only insures you up to $100,000
The government said they had to step in to save things from getting worse and arranged for the majority of their assets and investments to be sold.

With banks going belly up and financing becoming tougher to get, will we see a rise in P2P lending with places like Prosper.com?

A tiny original.